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Direct Auto Insurance

To get your Direct Auto quotes started, simply enter your zip code and click on “Get Quotes”.

All you need to do is enter your Zip Code, and answer a few questions about your vehicle and the direct auto insurance coverage you need. After that, you’ll get your free auto insurance quote from a top Direct insurance company. You can even buy your Direct auto insurance online and then print your proof of insurance and do it all in just a few minutes. As you shop for auto insurance, you may want to remember that as a rule of thumb when you select the higher deductible amount it may actually lower your auto insurance rates and when you choose the higher dollar coverage amounts, it can cause higher premiums. To get the lowest costs, it is to your advantage to choose the highest deductible amount that you are able to afford and then choose the lowest coverage limits permitted by the state where you reside. When you do these simple things, along with a good, clean driving record, you could save hundreds of dollars on your Direct car insurance.

Auto Insurance Terms to Know:

Bodily Injury Liability
Required in most all states, this type of insurance covers the other driver and his property. It also  costs if a lawsuit is brought against you.

Medical Payments or Personal Injury Protection (PIP)
Personal Injury Protection (PIP) is an insurance coverage for medical and other expenses resulting from an automobile accident. Used for the specified people of the policy, regardless of who is at fault in the accident.

Property Damage Liability 
Property Damage Liability can cover the damages done to someone’s property in the event of an accident.  Cars, fences, property, cars, buildings, and any other property can be damaged in an accident and be covered.

Collision
Collision car insurance insures you from loss of your property in case of an auto accident. Collision coverage is not required in all states, but may be required by lending institutions if there is an outstanding loan on a vehicle.

Comprehensive
Comprehensive auto insurance coverage covers the loss or damages caused by hitting a deer (or any wildlife) on the highway, loss from theft, natural disasters, falling items, vandalism, and other acts.

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